If you find yourself frantically slashing expenses, racking up debt on lines of credit, or worse, dipping into your personal funds just to stay afloat during the off-season, it's time for an intervention. Your finances shouldn't be at the mercy of fleeting trends. You need to take control and implement smarter planning.
Read MoreWe've probably all been there at some point in our lives — staring at those bills, trying to figure out how the heck we ended up drowning in debt again. Whether it's unexpected emergencies, lack of planning, or just a case of the "I want it" taking over, debt can quickly spiral into a vicious cycle that can leave you feeling suffocated.
If this is you — it's time to break free from those debt shackles and reclaim your financial freedom.
Read MoreEven with the current economy of rising prices, high inflation, and feeling like our dollar isn’t going as far as it used to, Americans are still planning to spend lavishly on holiday shopping, with figures surpassing pre-pandemic levels. And even though they may be more discerning in their gift buying with higher prices and less purchasing power, almost 40% of consumers plan on spending more than they did last year.
Whether you plan on spending as much or more than you have in previous years or stick to a tight budget, minimizing your stress and maximizing your finances can be at the top of your priority list.
Read MoreIf you’ve never created a budget before and have no idea where to start, it can feel overwhelming and to be perfectly honest, not much fun. However, helping our clients create their very first budget is one of our favorite tasks because we know budgeting is the launching point of an organized and intentional financial life.
While a budget is not a cure-all for all the financial woes you may be experiencing — in fact, most Americans do have a budget and still struggle with overspending — it’s still helpful to craft and utilize.
Read MoreDebt can be a necessary tool that allows us to accomplish major dreams like getting a college education, starting a business, funding our first car, or purchasing a home. However, some consumer debts, like credit cards and personal loans, are sometimes the result of poor financial discipline and planning.
If you’re struggling with lingering debt and want to know how to get out of debt quickly so you can move on to bigger and better things, we've got you covered!
May can be a season of change and chaos, but don’t let these seasonal expenses surprise you!
Read MoreIt’s officially fall in Western Pennsylvania! The air conditioning has been off for a few weeks, pumpkin flavored everything is in full swing and the cooler temperatures are setting in. And October this year has another benefit for many Americans, a 3rd paycheck.
What most people are inclined to do is pay off large amounts of debt with that extra pay. Was that what you were thinking too?
Read MoreThere’s not a single person who can say they aren’t affected by Covid-19 in some manner. Whether it’s directly financial, childcare related, health issues, caring for someone else, or something else, it’s affected everyone in some manner or another. Follow these 8 steps to keep your family (and business) financially secure.
Read MoreIf I’ve heard it once, I’ve heard it 100 times. Why would I rent when I can buy and pay less? I can be building equity. I’m throwing my money away by renting.
Read MoreDon’t forget these top 8 items most commonly missed when doing the May budget. And if you’re a lucky winner of the extra paycheck this month, make sure you spend it with intention!
Read MoreCreate your April spending plan now and be prepared by checking out the 9 categories listed below that can easily get overlooked. And don’t forget, budgeting is a team sport if you’re married! Sit down after the kids are in bed with your favorite beverage in hand and make it a plan you both agree on.
Read MoreDid you know that 80% of New Year’s Resolutions fail by February, so by March, they’re pretty much caput. Let’s get your financial resolutions back on the road with your March Budget. Don’t forget all the items below.
Read MoreI know it’s not the most romantic event in your marriage, but sitting down to discuss your family finances and doing a budget together at least monthly is one of the healthiest things you can do for your marriage. It’s critical that we dream together and share common goals so that you’re working tandem to achieve them.
Read MoreIt’s said that a DREAM written down with a date becomes a GOAL. A GOAL broken down into steps becomes a PLAN. A PLAN backed by ACTION becomes REALITY. Think of your budget as your plan. Following your budget will help make your dreams a reality.
Read MoreWe’re all given the same 24 hours in a day, it’s what we do with it that differentiates us. Technology has made so much possible for us, I want you to take advantage of all the opportunities that are out there if you’re looking to kick debt in the face. Listed below are 25 side hustles you can start today, and make up to $1000/month!
Read MoreTraditionally, we all think about toys and gifts when we consider our Holiday budget. But don’t forget these sneaky items as well.
Read MoreNow that you’re married, date nights are more important than when you were dating. This post breaks down budget-friendly date ideas for you and your spouse.
Read MoreThe most important envelope I have was missing for too long
Read MoreYou wouldn’t go to the grocery store without a list. You don’t typically cook or bake without a recipe.
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