You're scrolling through Instagram at 2 AM, and suddenly you're hit with wanderlust so strong you could book a flight to Italy right now. Your finger hovers over that "Book Now" button, and you think, "I work hard, I deserve this."
Hold up there, spontaneous traveler. Before you let your credit card take a vacation it can't afford, let's talk about how smart travelers like you can see the world without your bank account crying tears of regret.
Read MoreYou’ve probably heard the term Sandwich Generation before. It refers to people, often in their 40s and 50s, who are simultaneously caring for aging parents while still supporting their kids (financially, emotionally, and logistically). It’s a lot. And the weight of that caregiving can feel relentless, especially when the financial load starts adding up.
The choices you make today (yes, even that one you’ve been avoiding) will ripple out 20 to 30 years from now, for better or worse. This is where elder care financial planning becomes more than just another “thing you should probably think about someday.”
Read MoreWe're not here to sell you investment products, make stock picks, or overhaul your 401(k). A financial coach is your financial accountability partner, educator, and cheerleader—all rolled into one vibrant, budget-loving human.
A financial coach is a trained professional who helps you take control of your finances by working with you to create realistic budgets, tackle debt, build savings, and develop healthy money habits. Unlike financial advisors who focus primarily on investments and wealth management, financial coaches dig into the nitty-gritty of your daily financial life.
We're the ones helping you figure out why you keep overspending and how to finally stick to that budget you've been meaning to create for the past three years.
Read MoreYou’ve built a thriving business, you’re crushing it in your field, and you’re ready to take control of your financial destiny. But what’s next? Enter the FIRE movement—an acronym that stands for Financial Independence, Retire Early.
FIRE isn’t about swapping your laptop for a hammock at 35 (unless that’s your thing). It’s about reclaiming your time, your choices, and your freedom.
Let’s break down how you can design your dream life without giving up your oat milk lattes or your sanity.
Read MoreHave you ever scrolled through your bank account at the end of the month, coffee in hand, wondering where all your money went?
With a little planning, alignment with what matters most to you, and intentional spending, you can start building financial freedom without extreme budgeting tactics.
Read MoreWhether you’re dreaming of lazy days at the lake house, exploring new cities, or simply enjoying the community pool with friends and family, a little financial forethought now can prevent a lot of stress later. After all, nothing ruins the memory of a perfect summer day faster than the anxiety of unpaid bills or mounting debt that follows you into fall.
So this summer, let’s embrace a new kind of “hot girl summer” — one where you’re looking good and having fun, and also feeling confident about your financial decisions.
But here’s the thing with resolutions: the people who stick to their financial goals aren’t perfect; they’re the ones who know how to create momentum to keep going in their journey. And the best way to do that is by celebrating wins along the way.
Read MoreWhile New Year’s resolutions are filled with hope and promise, did you know that most are abandoned in the first few weeks?
Research has shown that around 80% of resolutions fail by February! Ditching resolutions is so common that the second Friday in January is known as “Quitter’s Day,” when most people give up on their resolutions.
Why do so many resolutions fail?
Read MoreThe holidays are magical—twinkling lights, joyful gatherings, and the thrill of giving gifts. But let’s be honest: they can also burn a serious hole in your wallet. Before the eggnog wears off, let’s talk about how this year’s holiday spending can teach us a thing or two about setting up for financial success next year. Ready? Let’s dive into some festive financial wisdom.
Read MoreThe holiday season: when you’re either frantically running from store to store, scouring online sales, or on the verge of throwing in the towel and just sending everyone gift cards. (Hey, they’re useful, right?)
But what if this year could be different? What if we stopped trying to “keep up with the Joneses” and made giving all about meaning, not just money? Here’s how to bring intentionality—and a little less financial stress—back to holiday gifting.
Read MoreIt’s a scary thought: common money mistakes can jeopardize your wealth and financial health if left unchecked. But if you can identify and avoid these pitfalls, you can be smart with your money, protect your financial well-being, and work toward building a healthy and secure financial future.
Read MoreMoney is one of those topics that can feel a bit tricky to discuss with your kids. How much do you share? When do you start? And how do you ensure they understand the value of a dollar without overwhelming them? Whether you’ve got a toddler just learning about the concept of “more” or a teenager eyeing that first job, talking to your kids about money is one of the most valuable lessons you can teach them.
Read MoreRenovating your home can be an exciting yet daunting task. Should you channel your inner HGTV star and tackle it yourself, or is it wiser to call in the cavalry of seasoned professionals? Whether you’re eyeing a kitchen overhaul or just sprucing up the bathroom, making the right choice can save you time, money, and a heap of frustration.
Read MoreI recently had a heartfelt conversation with a friend who, with tears in her eyes, shared a significant milestone in her life. For the first time ever, she managed to fund her family’s vacation without resorting to debt.
In previous years, she had been caught in a vicious cycle of racking up credit card debt to fund their trips, only to spend months paying it off just in time for the next vacation.
As I joined in celebrating this meaningful moment with my friend, it prompted a moment of reflection on my own journey and the profound impact of managing finances wisely.
Read MoreA personal emergency fund can act as a savings buffer and help you face the unexpected without taking a significant financial hit. “Saving for a rainy day” and having emergency savings can give you peace of mind and offer financial security through uncertain times.
Just as unforeseen events can disrupt your personal finances, your business can also face unpredictable challenges that threaten its financial stability. It’s crucial to have an emergency fund for your business to help provide a layer of financial security — expecting the unexpected and being financially prepared can help your business survive any challenges that come your way.
Read MoreHere’s a tip that we often forget in the rush leading up to the end of the school year:
Plan ahead for the expenses of summer.
You’ll likely be thankful you did — preparing and planning can help you enjoy the season and focus on fun instead of finances. By creating a budget and saving early for certain seasonal expenses, you can make the most of your summer without the stress and worries of overspending.
Read MoreIf you find yourself frantically slashing expenses, racking up debt on lines of credit, or worse, dipping into your personal funds just to stay afloat during the off-season, it's time for an intervention. Your finances shouldn't be at the mercy of fleeting trends. You need to take control and implement smarter planning.
Read MoreWe've probably all been there at some point in our lives — staring at those bills, trying to figure out how the heck we ended up drowning in debt again. Whether it's unexpected emergencies, lack of planning, or just a case of the "I want it" taking over, debt can quickly spiral into a vicious cycle that can leave you feeling suffocated.
If this is you — it's time to break free from those debt shackles and reclaim your financial freedom.
Read MoreThe beginning of every new year is filled with a renewed focus on health and wellness: eating better, exercising more, prioritizing mental health, and practicing self-care. All these small changes are important to your well-being, and with commitment, they can help you build a strong foundation for a healthy lifestyle.
The new year is also a great time to focus on financial health and improve your financial wellness. The benefits of financial wellness go far beyond financial stability alone. Financial wellness is a holistic approach to your financial health and brings with it lasting emotional and mental well-being that comes with effective money management.
Read MoreJotting down your goals and visualizing their realization is exciting, but it's merely the starting point. Genuine progress happens when we dig deeper and adopt a mindset and lifestyle that aligns with our goals.
This is where establishing financial intentions comes into play. Our intentions propel us forward, even if we temporarily veer off course from an ambitious goal we've set.
Hiring your first employee is like adding a new character to the story of your business. You want to ensure they're a perfect fit, someone who can help you achieve your goals and take your company to the next level. So, let's jump into the exciting world of small business hiring and the employee onboarding process.
Read MoreThe traditional concept of working a 9-5 job for approximately forty years until retirement is slowly losing its status as the standard way of living. Many workers are seeking time freedom, early retirement, flexible and remote working conditions, and ultimately, they want their money to work for them (not the other way around). If you want to step outside (or even just supplement) the traditional employment framework, discover our tips for obtaining a side hustle and creating multiple income streams.
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