The traditional concept of working a 9-5 job for approximately forty years until retirement is slowly losing its status as the standard way of living. Many workers are seeking time freedom, early retirement, flexible and remote working conditions, and ultimately, they want their money to work for them (not the other way around). If you want to step outside (or even just supplement) the traditional employment framework, discover our tips for obtaining a side hustle and creating multiple income streams.
Read MoreYou’ve built a thriving business, you’re crushing it in your field, and you’re ready to take control of your financial destiny. But what’s next? Enter the FIRE movement—an acronym that stands for Financial Independence, Retire Early.
FIRE isn’t about swapping your laptop for a hammock at 35 (unless that’s your thing). It’s about reclaiming your time, your choices, and your freedom.
Let’s break down how you can design your dream life without giving up your oat milk lattes or your sanity.
Read MoreHave you ever scrolled through your bank account at the end of the month, coffee in hand, wondering where all your money went?
With a little planning, alignment with what matters most to you, and intentional spending, you can start building financial freedom without extreme budgeting tactics.
Read MoreSpring is all about fresh starts, so why not give your finances a little seasonal refresh? If your New Year’s financial resolutions have fallen by the wayside, don’t worry—you’re not alone! Now is the perfect time to dust off your budget, get back on track, and set yourself up for a strong financial season.
But here’s the thing with resolutions: the people who stick to their financial goals aren’t perfect; they’re the ones who know how to create momentum to keep going in their journey. And the best way to do that is by celebrating wins along the way.
Read MoreStudies have shown that by March, 78% of people have abandoned their resolutions (and only 6% of resolutions last beyond a year!). Not because they didn’t care or weren’t serious, but because of the simple fact that life happens. Unexpected home repairs, slow months in business, an impulsive shopping trip — whatever it was that may have derailed you, know you’re not alone.
But here’s the thing with resolutions: the people who stick to their financial goals aren’t perfect; they’re the ones who know how to create momentum to keep going in their journey. And the best way to do that is by celebrating wins along the way.
Read MoreRegular money meetings with your spouse can be a game-changer. They help prevent financial miscommunication, reduce stress, and (believe it or not) increase emotional intimacy. Yes, money talk can be romantic! It might feel awkward and overly structured at first, but with practice, these conversations will become second nature—and maybe even something you look forward to (no, really!).
Read MoreWhile New Year’s resolutions are filled with hope and promise, did you know that most are abandoned in the first few weeks?
Research has shown that around 80% of resolutions fail by February! Ditching resolutions is so common that the second Friday in January is known as “Quitter’s Day,” when most people give up on their resolutions.
Why do so many resolutions fail?
Read MoreI recently had a heartfelt conversation with a friend who, with tears in her eyes, shared a significant milestone in her life. For the first time ever, she managed to fund her family’s vacation without resorting to debt.
In previous years, she had been caught in a vicious cycle of racking up credit card debt to fund their trips, only to spend months paying it off just in time for the next vacation.
As I joined in celebrating this meaningful moment with my friend, it prompted a moment of reflection on my own journey and the profound impact of managing finances wisely.
Read MoreWe've probably all been there at some point in our lives — staring at those bills, trying to figure out how the heck we ended up drowning in debt again. Whether it's unexpected emergencies, lack of planning, or just a case of the "I want it" taking over, debt can quickly spiral into a vicious cycle that can leave you feeling suffocated.
If this is you — it's time to break free from those debt shackles and reclaim your financial freedom.
Read MoreKnowing where to stash your cash can feel a bit like choosing your fighter in a video game. Each option comes with its own set of powers, weaknesses, and strategies to maximize your wealth. Some of you might be thinking, "Any old bank account will do, right?" Let me stop you right there. Not all bank accounts are created equal — they come in different shapes and sizes, each with its own set of pros and cons.
Let’s look at some of the most common bank accounts. Getting your cash situated in the right spot can maximize returns, minimize fees, and generally make your money work harder for you.
Let's unpack these traits and see how to incorporate them into your financial journey.
Read MoreIn their book "The Next Millionaire Next Door," Dr. Thomas Stanley and his daughter, Dr. Sarah Stanley Fallaw, delve into the lives of self-made millionaires, revealing some surprising truths. These "millionaires next door" aren't living flashy lifestyles. Instead, they are hard-working people who share six common behavioral traits (“wealth factors”) that paved the path to their financial success.
Let's unpack these traits and see how to incorporate them into your financial journey.
Read MoreYou're working hard to build wealth and lead a purposeful life where you have the freedom to make financial decisions that align with your values (no easy feat!). But with a proper plan, those decisions aren't confined to your lifetime.
How is that possible? Estate planning. It's a term you might have heard before, but if you never got to the bottom of what it is, why it's so important, and how you can use it to secure your financial legacy—now is your time to find out!
Read MoreThe beginning of every new year is filled with a renewed focus on health and wellness: eating better, exercising more, prioritizing mental health, and practicing self-care. All these small changes are important to your well-being, and with commitment, they can help you build a strong foundation for a healthy lifestyle.
The new year is also a great time to focus on financial health and improve your financial wellness. The benefits of financial wellness go far beyond financial stability alone. Financial wellness is a holistic approach to your financial health and brings with it lasting emotional and mental well-being that comes with effective money management.
Read MoreEven with the current economy of rising prices, high inflation, and feeling like our dollar isn’t going as far as it used to, Americans are still planning to spend lavishly on holiday shopping, with figures surpassing pre-pandemic levels. And even though they may be more discerning in their gift buying with higher prices and less purchasing power, almost 40% of consumers plan on spending more than they did last year.
Whether you plan on spending as much or more than you have in previous years or stick to a tight budget, minimizing your stress and maximizing your finances can be at the top of your priority list.
Read MoreIf you’ve never created a budget before and have no idea where to start, it can feel overwhelming and to be perfectly honest, not much fun. However, helping our clients create their very first budget is one of our favorite tasks because we know budgeting is the launching point of an organized and intentional financial life.
While a budget is not a cure-all for all the financial woes you may be experiencing — in fact, most Americans do have a budget and still struggle with overspending — it’s still helpful to craft and utilize.
Read MoreDebt can be a necessary tool that allows us to accomplish major dreams like getting a college education, starting a business, funding our first car, or purchasing a home. However, some consumer debts, like credit cards and personal loans, are sometimes the result of poor financial discipline and planning.
If you’re struggling with lingering debt and want to know how to get out of debt quickly so you can move on to bigger and better things, we've got you covered!
Spending most of your time during the week focusing on work can impact your health, making you more tired and increasing your stress levels. It can also lead to burnout. One Harvard study suggested that entrepreneurs are more at risk of burnout because they are highly passionate about their business. Passion is great, but don’t let it upset the balance you need between work and your personal life.
Emphasizing work-life balance tips for you and your employees is crucial to ensure optimal health, happiness, and productivity. So, let's put on our colorful hats and explore some tips and tricks to master the art of work-life balance and create a healthy work culture for ourselves and our team.
Read MoreOur lives are built upon a series of moments. Some are beautiful, while others are painful. Some are carefully planned, while others catch us off guard. Some are etched in our memories, while others fade away. However, what often ties these moments together is the inevitable financial impact they bring along.
Whether you’re currently planning for or eagerly anticipating certain moments in your life—even if their dates or timelines are uncertain or distant—it’s worthwhile to consider the financial implications.
Read MoreYour small business is up and running, but do you need a jump start when it comes to digital marketing? In today's technology-driven era, having a killer digital marketing strategy is essential for small businesses looking to carve out their slice of the online pie.
Read MoreWe've all probably encountered a terrible leader at some point, and it's not hard to remember exactly why they left such a negative impression on us.
These are the leaders we've known to micromanage to the point of obsession, lack even an ounce of empathy, and even abuse their authority to intimidate. There are countless examples of "leaders" who repeatedly miss the mark, wasting their opportunity to build others up by instead tearing them down.
On the other hand, exceptional leaders are like a rare gem that is difficult to come by. It's precisely these leaders that we all aspire to work or collaborate with. Your growth and personal development in this one key area can have an immense affect on your bottom line.
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