Enjoy This Holiday Season: 5 Ways to Manage Your Finances and Minimize Stress

Even with the current economy of rising prices, high inflation, and feeling like our dollar isn’t going as far as it used to, Americans are still planning to spend lavishly on holiday shopping, with figures surpassing pre-pandemic levels. And even though they may be more discerning in their gift buying with higher prices and less purchasing power, almost 40% of consumers plan on spending more than they did last year.

Whether you plan on spending as much or more than you have in previous years or stick to a tight budget, minimizing your stress and maximizing your finances can be at the top of your priority list.

Budgeting for Beginners: 5 Easy Steps to Get Your Budget Started Today

If you’ve never created a budget before and have no idea where to start, it can feel overwhelming and to be perfectly honest, not much fun. However, helping our clients create their very first budget is one of our favorite tasks because we know budgeting is the launching point of an organized and intentional financial life.

While a budget is not a cure-all for all the financial woes you may be experiencing — in fact, most Americans do have a budget and still struggle with overspending — it’s still helpful to craft and utilize.

Embracing Generosity: Top 4 Reasons to Include Giving in Your Financial Strategy

As a nation, we are very generous with one of our most precious resources: money. In 2020 alone, Americans gave $471 billion to charities. And with over 1.54 million charitable organizations (in our country alone) to choose from, it’s not hard to find a worthy cause.
Many small businesses also encourage their employees to give their time and talents by volunteering locally. Small businesses often give more than their big business counterparts— 75% of small business owners give approximately 6% of their profits to charities every year.

8 Ways to Use Your Tax Refund Wisely

When you receive a refund, it can be tempting to blow that money on anything that strikes your fancy. But what if you were able to use that refund to further your financial goals? In that case, you may want to think about the best ways to use your refund wisely, for your personal goals.

The Ultimate Guide for Creating and Accomplishing Your 2023 Money Goals

It’s been a tough couple of years. Maybe you’re still facing long-term financial consequences from the pandemic. Maybe you relocated and are still figuring out your new city. Maybe your finances have you up at night because your investment portfolio is looking scarce these days.

Whatever you experienced this year or are currently facing, I hope you’re able to spend some time this season reflecting on the good. It can be hard to find the good - both personally and on a national level. But I promise you - there’s still some good out there.

Spread Some Holiday Cheer! Creative Ways To Give Back This Holiday Season

Thankfully, the holiday season - with all of its magic - provides a great opportunity to remember what matters most in life. Whether you want to show your team how much you appreciate them, make your family feel extra special, or serve your community, there are plenty of ways to creatively give back this holiday season.

The Most Wonderful Time of Year... For Dealing with Unsolicited Financial Advice

No matter the intention, getting unwanted advice on hot financial topics can be bothersome. As a small business owner, you’ve worked hard to build and manage a business you’re proud of — and with the success you’ve seen, you must be doing something right.

But your well-meaning family can’t always help giving their two cents about what financial moves you should make — whether in your business or your personal life.

You’ve heard it before, and you may hear it again…

How to Start Budgeting for Christmas in July In 4 Easy Steps

The sun is shining, the pool is refreshing, and you’re (hopefully) taking time to relax and enjoy your friends and family.

It seems unnatural to be thinking about reindeer, stockings, and cold weather. However, we all know the dreaded feeling we get when we put off Christmas planning until November. If you start budgeting now, you’ll have the time to be intentional with your finances and relieve that end-of-year stress.

Profit vs Revenue: Why Profitability Is More Important Than Revenue

Let’s be honest, when it comes to building a profitable business, the learning curve is steep.

Navigating the new terrain will be easier if you focus on the right goals from the beginning. And one of the most important goals is to focus on is how profitable your business is.

Focusing on profitability will help to prevent your dreams from becoming a cash flow eating nightmare.

6 Ways to Give Thanks With Extra Money in Your Budget This Year

If you’re one of the lucky ones who continued to grow throughout the pandemic, you may find that your business has extra money in the budget as you’re doing your year-end financial reckoning. This can be a good opportunity to pay yourself more, increase the stability of the business, or invest back into the business.

It can also be a great opportunity to give back to your community and say thanks. If you’re feeling so inclined, here are six ideas for how to give thanks with extra money in your budget this year.

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