Enjoy This Holiday Season: 5 Ways to Manage Your Finances and Minimize Stress

Even with the current economy of rising prices, high inflation, and feeling like our dollar isn’t going as far as it used to, Americans are still planning to spend lavishly on holiday shopping, with figures surpassing pre-pandemic levels. And even though they may be more discerning in their gift buying with higher prices and less purchasing power, almost 40% of consumers plan on spending more than they did last year.

Whether you plan on spending as much or more than you have in previous years or stick to a tight budget, minimizing your stress and maximizing your finances can be at the top of your priority list.

Embracing Generosity: Top 4 Reasons to Include Giving in Your Financial Strategy

As a nation, we are very generous with one of our most precious resources: money. In 2020 alone, Americans gave $471 billion to charities. And with over 1.54 million charitable organizations (in our country alone) to choose from, it’s not hard to find a worthy cause.
Many small businesses also encourage their employees to give their time and talents by volunteering locally. Small businesses often give more than their big business counterparts— 75% of small business owners give approximately 6% of their profits to charities every year.

Spread Some Holiday Cheer! Creative Ways To Give Back This Holiday Season

Thankfully, the holiday season - with all of its magic - provides a great opportunity to remember what matters most in life. Whether you want to show your team how much you appreciate them, make your family feel extra special, or serve your community, there are plenty of ways to creatively give back this holiday season.

How to Start Budgeting for Christmas in July In 4 Easy Steps

The sun is shining, the pool is refreshing, and you’re (hopefully) taking time to relax and enjoy your friends and family.

It seems unnatural to be thinking about reindeer, stockings, and cold weather. However, we all know the dreaded feeling we get when we put off Christmas planning until November. If you start budgeting now, you’ll have the time to be intentional with your finances and relieve that end-of-year stress.

Profit vs Revenue: Why Profitability Is More Important Than Revenue

Let’s be honest, when it comes to building a profitable business, the learning curve is steep.

Navigating the new terrain will be easier if you focus on the right goals from the beginning. And one of the most important goals is to focus on is how profitable your business is.

Focusing on profitability will help to prevent your dreams from becoming a cash flow eating nightmare.

6 Ways to Give Thanks With Extra Money in Your Budget This Year

If you’re one of the lucky ones who continued to grow throughout the pandemic, you may find that your business has extra money in the budget as you’re doing your year-end financial reckoning. This can be a good opportunity to pay yourself more, increase the stability of the business, or invest back into the business.

It can also be a great opportunity to give back to your community and say thanks. If you’re feeling so inclined, here are six ideas for how to give thanks with extra money in your budget this year.

Budgeting for Christmas in September

Budget, Holiday Gift GivingKristen RicuperoOctober 17, 2018zero based budget, budgeting, money tools, debt free journey, Pittsburgh Financial Coach, Pittsburgh, financial coaching, Christmas, Holidays Comments

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