Most people think financial change starts with spreadsheets or cutting back on coffee. In reality, it begins in your mind long before anything shows up in your bank account. Your beliefs about money influence everything: what you earn, what you keep, what you avoid, and how confident you feel making financial decisions.
Read MoreOur lives are built upon a series of moments. Some are beautiful, while others are painful. Some are carefully planned, while others catch us off guard. Some are etched in our memories, while others fade away. However, what often ties these moments together is the inevitable financial impact they bring along.
Whether you’re currently planning for or eagerly anticipating certain moments in your life—even if their dates or timelines are uncertain or distant—it’s worthwhile to consider the financial implications.
Read MoreYour small business is up and running, but do you need a jump start when it comes to digital marketing? In today's technology-driven era, having a killer digital marketing strategy is essential for small businesses looking to carve out their slice of the online pie.
Read MoreWe've all probably encountered a terrible leader at some point, and it's not hard to remember exactly why they left such a negative impression on us.
These are the leaders we've known to micromanage to the point of obsession, lack even an ounce of empathy, and even abuse their authority to intimidate. There are countless examples of "leaders" who repeatedly miss the mark, wasting their opportunity to build others up by instead tearing them down.
On the other hand, exceptional leaders are like a rare gem that is difficult to come by. It's precisely these leaders that we all aspire to work or collaborate with. Your growth and personal development in this one key area can have an immense affect on your bottom line.
Read MoreMost people don’t love the dreaded “B” word. The term budget can conjure feelings of restriction and thoughts of cash envelopes and eating ramen and beans.
Others may think it’s completely unnecessary because they make decent money and don’t struggle with debt. Or maybe others have been previously shamed for being unable to stick to a budget.
The truth is, everyone can benefit from a budget because it’s really just a plan for how you’re going to spend your money. You most likely have career plans, dinner plans, and vacation plans. Why not a plan for how you spend one of your most valuable resources?
Read MoreAnyone who runs their own business knows how thrilling and empowering it can be. Selling a product or service, working when and where you want, and having unlimited earning potential are just a few of the perks. But with all of this freedom comes a good deal of responsibility.
Read MoreAs parents, we want to provide the absolute best for our children. We want to give them every opportunity to learn, grow and thrive, especially when living under our roofs.
We want to give them a curated, challenging education, a joyful childhood, encouraging friendships, engaging experiences, and a solid financial foundation for their future.
However, as much as we want to give them the world, we also need to be responsible for our own financial goals and futures that can be a delicate balancing act. How do we help them understand that our “no” today is allowing us to say “yes” to bigger, more meaningful things in the future?
Read MoreDo you ever wonder why some businesses stay afloat in tough times, and other businesses fold even when things seem to be going well? A company could be revolutionary, have raving fans, and appear to be making a profit….and still not stay in business!
Usually, it’s not because a business is better, more popular, or successful on the surface. More likely, it comes down to effective cash flow management. According to research, 38% of startups fail because they run out of money.
When you receive a refund, it can be tempting to blow that money on anything that strikes your fancy. But what if you were able to use that refund to further your financial goals? In that case, you may want to think about the best ways to use your refund wisely, for your personal goals.
Read MoreYou’ve nailed your business plan and you’re ready to launch your own business. Woohoo! Go you! Or maybe you’re a freelancer and you're beginning to realize you need to get a bit more organized to manage expenses and taxes.
Whatever your path of small business growth, choosing the right legal structure from the start will make it easier for your business to grow and change over time. It will help you to streamline your finances and your taxes, and provide you with a blueprint for handling the changes your business will experience as it expands.
Read MoreThere are many differences between men and women, particularly when it comes to physical, behavioral, and emotional characteristics.
Men are typically taller, stronger, and have more muscle mass than women, while women are typically more nurturing and empathetic. Men tend to categorize the world by tasks and keep their emotions under wrap, while women tend to categorize life by relationships and openly share their feelings.
Each gender has its own strengths and weaknesses. It’s important to understand how these differences can lead men and women to approach certain topics, like personal finance, in unique ways. As women, this allows us to capitalize on our strengths and natural skills.
Personal finance for women is one of our favorite topics to talk about, so let’s dive into some areas where women approach money differently and three financial obstacles they must overcome!
Read MoreOver and over again, it’s been studied that what everyday millionaires do, is actually quite simple and they’re not who we think they are. So I’ve taken some of the best of the best tips from some ‘everyday millionaires’ and put them together for you.
Read MoreAs parents, we all want only the best for our children, and for our children to have even better lives than we did. I see families on a weekly basis who struggle financially. Take these 7 steps to protect your family and sleep well knowing that they’re covered in case something happens to you.
Read MoreLet’s face it. Asking for a raise is one of the hardest things for most people to do. We’re often afraid we’ll get shut down, be looked at differently, be asked why or make it an awkward situation between you and your boss. I want to share some tips on how to make it less awkward and more powerful.
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