Simple Habits of the Millionaire Next Door (That You Can Do Too!)

Simple Habits of the Millionaire Next Door (That You Can Do Too!)

Over and over again, it’s been studied that what everyday millionaires do, is actually quite simple and they’re not who we think they are. So I’ve taken some of the best of the best tips from some ‘everyday millionaires’ and put them together for you.

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The 7 Pieces of Financial Protection Every Family Needs to Have in Place NOW

The 7 Pieces of Financial Protection Every Family Needs to Have in Place NOW

As parents, we all want only the best for our children, and for our children to have even better lives than we did.  I see families on a weekly basis who struggle financially. Take these 7 steps to protect your family and sleep well knowing that they’re covered in case something happens to you.

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How To Ask For A Raise (And Get It!)

How To Ask For A Raise (And Get It!)

Let’s face it. Asking for a raise is one of the hardest things for most people to do. We’re often afraid we’ll get shut down, be looked at differently, be asked why or make it an awkward situation between you and your boss. I want to share some tips on how to make it less awkward and more powerful.

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April Showers Grow Free Flowers

April Showers Grow Free Flowers

Create your April spending plan now and be prepared by checking out the 9 categories listed below that can easily get overlooked. And don’t forget, budgeting is a team sport if you’re married! Sit down after the kids are in bed with your favorite beverage in hand and make it a plan you both agree on.

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February Budget Items

February Budget Items

I know it’s not the most romantic event in your marriage, but sitting down to discuss your family finances and doing a budget together at least monthly is one of the healthiest things you can do for your marriage. It’s critical that we dream together and share common goals so that you’re working tandem to achieve them.

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Ring In The New Year With A Superb Spending Plan

Ring In The New Year With A Superb Spending Plan

It’s said that a DREAM written down with a date becomes a GOAL. A GOAL broken down into steps becomes a PLAN. A PLAN backed by ACTION becomes REALITY. Think of your budget as your plan. Following your budget will help make your dreams a reality.

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25 Side Hustles You Can Start Today To Make $1000 A Month

25 Side Hustles You Can Start Today To Make $1000 A Month

We’re all given the same 24 hours in a day, it’s what we do with it that differentiates us. Technology has made so much possible for us, I want you to take advantage of all the opportunities that are out there if you’re looking to kick debt in the face.  Listed below are 25 side hustles you can start today, and make up to $1000/month! 

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Don't forget these 10 items in your September budget

 

I can't quite get a grip on the fact that September is almost here!  It's time for pumpkin everything to come out, sweater weather, nighttime bonfires and of course, Labor Day, signifying the end of summer has come.

And as always, the weekend leading up to the new month, it's time to sit down and reflect on how you did with August goals, set new goals for September and most importantly, create a September spending plan.

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So without further ado, let's look at September's budget.

Top 10 things to remember for September

1.  School supplies and fees - These should have been budgeted for in August, but now's the time to catch any overflow or things forgotten.

2.  Fall clothes and shoes - you might have been waiting for Labor Day sales or maybe the summer bbq's got to your waistline, but if you need fall clothes, make sure you have it in your budget.

3. Labor Day - We also looked at this in August, but now it's here.  Need extra gas money for travel, cookouts or a last minute getaway?

4. CHRISTMAS - That's right...I said it.  As of September 1, Christmas is officially less than 4 months away.  In fact, as of my writing, it's 121 days away.  If you haven't started planning NOW is the time.  Take the total amount you plan to spend and divide it by 4 and stock that much away each month to spend.

5.  Birthdays/anniversaries/weddings - It didn't even register until now, it's our 3 year anniversary this month.  Awwwwwww.  Did you know that September is one of the most popular months for weddings?

6.  Winterizing expenses - Yes summer is just ending, but there will be snow on the ground before you know it!  If you have a pool to close down or a boat on the water, you'll need to start preparing for the costs to take care of them.

7.  Halloween - It'll sneak up quick and I know that some people put Halloween up as high as Christmas on the favorite holiday list.  And unbelievably, costumes, candy and decorations are already out.

8.  Tailgating - WE ARE PENN STATE!!!  And, Here we go Steelers, here we go!!!

9.  Quarterly bills - If you pay any of your bills quarterly (car insurance, water, sewage, taxes, etc), they're often due October 1st. 

10.  Family photos.  Being such a beautiful time of the year, fall is very popular for family photos and mini sessions to be offered. Take advantage of the scenery!

 

As always, every person and family is different.  You might not include all these in your budget and maybe I'm missing some things that should be listed.  What's in your spending plan for September?