There’s a real difference between being frugal and being cheap, and knowing it can change how you spend and how you feel about it. Your financial habits should feel good.
Let’s look at what frugality and cheapness really mean, and how our views on “free” things reflect our relationship with money.
Read MoreMost people think financial change starts with spreadsheets or cutting back on coffee. In reality, it begins in your mind long before anything shows up in your bank account. Your beliefs about money influence everything: what you earn, what you keep, what you avoid, and how confident you feel making financial decisions.
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