So exactly how do you budget for holidays without feeling like you're sucking all the joy out of the season?
The key is planning before the chaos begins — and aligning your finances with your values, rather than letting the holiday frenzy hijack your budget.
Let's talk about how to budget for holidays, give meaningful gifts, and actually enjoy the season without the financial stress.
Read MoreThe holidays have somehow morphed from a season of connection and gratitude into a competitive sport of gift-giving excess. But what if I told you there's a different way to celebrate? One that fills your heart instead of emptying your bank account?
Let's talk about choosing presence over presents this holiday season.
Read MoreWhether you love or loathe them, financial reports are the heartbeat of your business. They tell you what's really happening with your money so you can make informed decisions instead of flying blind and hoping for the best. Think of them as your business's vital signs. You wouldn't ignore chest pains, so don't ignore what your numbers are telling you.
Hold up there, spontaneous traveler. Before you let your credit card take a vacation it can't afford, let's talk about how smart travelers like you can see the world without your bank account crying tears of regret.
Read MoreIf you’ve ever planted a garden, you know that results don’t happen overnight. You water, you weed, you wait. Then, surprise! Those little sprouts you forgot about suddenly bloom into a whole tomato plant (hopefully before the squirrels get to it).
Money works the same way. The seeds you’ve been planting — retirement contributions, debt payoff, savings habits — don’t grow instantly. They grow quietly in the background while you’re busy running your business, raising kids, or just trying to get through another tax season.
Read MoreYou're scrolling through Instagram at 2 AM, and suddenly you're hit with wanderlust so strong you could book a flight to Italy right now. Your finger hovers over that "Book Now" button, and you think, "I work hard, I deserve this."
Hold up there, spontaneous traveler. Before you let your credit card take a vacation it can't afford, let's talk about how smart travelers like you can see the world without your bank account crying tears of regret.
Read MoreWill your business continue to support your family long after you’ve stepped away? Will it continue helping your community? Or will it simply fade away with your final invoice?
Let’s talk about making sure your business tells the story you want it to tell — now and years down the road.
Read MoreYou’ve probably heard the term Sandwich Generation before. It refers to people, often in their 40s and 50s, who are simultaneously caring for aging parents while still supporting their kids (financially, emotionally, and logistically). It’s a lot. And the weight of that caregiving can feel relentless, especially when the financial load starts adding up.
The choices you make today (yes, even that one you’ve been avoiding) will ripple out 20 to 30 years from now, for better or worse. This is where elder care financial planning becomes more than just another “thing you should probably think about someday.”
Read MoreWe're not here to sell you investment products, make stock picks, or overhaul your 401(k). A financial coach is your financial accountability partner, educator, and cheerleader—all rolled into one vibrant, budget-loving human.
A financial coach is a trained professional who helps you take control of your finances by working with you to create realistic budgets, tackle debt, build savings, and develop healthy money habits. Unlike financial advisors who focus primarily on investments and wealth management, financial coaches dig into the nitty-gritty of your daily financial life.
We're the ones helping you figure out why you keep overspending and how to finally stick to that budget you've been meaning to create for the past three years.
Read MoreGoing back to school doesn’t have to derail your financial goals or drain your savings account. With a little forethought, strategic planning, and a clear understanding of your options, you can likely find a way to invest in yourself without sacrificing your financial wellness.
Just like you wouldn’t buy a house without considering the mortgage payments, insurance, and potential maintenance costs, you shouldn’t commit to an educational program without understanding the full financial picture.
Read MoreAt Financial Fitness Coaching, we take a fundamentally different approach to business financial coaching.
We believe that business finances and personal finances — as much as they need to be separated — are closely tied together. After all, your business is driving your personal finances, including the decisions you make with your money as well as how you feel about your money.
Read MoreWhy, when you look at your personal finances, does it sometimes feel like there’s not much to show for it? This is one of the biggest frustrations I hear from my financial coaching clients. Driven, successful business owners making great money but still feeling like personal wealth building is stuck in neutral.
It’s not because you’re bad with money or because “you need to budget better.” (Ugh. Who wants to hear that?) It’s because building wealth as a business owner takes a different approach. The rules are a little different when you are the business. But with a few shifts, you can absolutely grow both your business and your personal wealth and feel great doing it.
Let’s talk about how.
Read MoreYou’ve built a thriving business, you’re crushing it in your field, and you’re ready to take control of your financial destiny. But what’s next? Enter the FIRE movement—an acronym that stands for Financial Independence, Retire Early.
FIRE isn’t about swapping your laptop for a hammock at 35 (unless that’s your thing). It’s about reclaiming your time, your choices, and your freedom.
Let’s break down how you can design your dream life without giving up your oat milk lattes or your sanity.
Read MoreHave you ever checked your bank account and thought, "Wow, I'm rich!" only to remember all that money needs to last until... who knows when? Welcome to the rollercoaster of variable income.
As a financial coach working with successful entrepreneurs, I've seen firsthand how irregular cash flow can make even the most successful business owners break into a cold sweat.
Read MoreHave you ever scrolled through your bank account at the end of the month, coffee in hand, wondering where all your money went?
With a little planning, alignment with what matters most to you, and intentional spending, you can start building financial freedom without extreme budgeting tactics.
Read MoreWhether you’re dreaming of lazy days at the lake house, exploring new cities, or simply enjoying the community pool with friends and family, a little financial forethought now can prevent a lot of stress later. After all, nothing ruins the memory of a perfect summer day faster than the anxiety of unpaid bills or mounting debt that follows you into fall.
So this summer, let’s embrace a new kind of “hot girl summer” — one where you’re looking good and having fun, and also feeling confident about your financial decisions.
But here’s the thing with resolutions: the people who stick to their financial goals aren’t perfect; they’re the ones who know how to create momentum to keep going in their journey. And the best way to do that is by celebrating wins along the way.
Read MoreSlow seasons are part of the game. But that doesn’t mean you have to sit back and “ride it out,” crossing your fingers and hoping that business will pick back up in the fall. That’s not a strategy. It’s a gamble. But, if you play your cards right, summer can be one of the most strategic seasons for your business. It’s a chance to pause, pivot, and prepare for the future without the frantic pace of your busier months.
Read MoreWhen you wear seventeen hats and race to meet client deadlines, creating systems feels like a luxury reserved for businesses with fancy offices and HR departments.
But here's the truth bomb I'm dropping today: Your business is never too small for systems. In fact, the smaller your business, the more critical solid systems become.
Read MoreSpring is all about fresh starts, so why not give your finances a little seasonal refresh? If your New Year’s financial resolutions have fallen by the wayside, don’t worry—you’re not alone! Now is the perfect time to dust off your budget, get back on track, and set yourself up for a strong financial season.
But here’s the thing with resolutions: the people who stick to their financial goals aren’t perfect; they’re the ones who know how to create momentum to keep going in their journey. And the best way to do that is by celebrating wins along the way.
Read MoreStudies have shown that by March, 78% of people have abandoned their resolutions (and only 6% of resolutions last beyond a year!). Not because they didn’t care or weren’t serious, but because of the simple fact that life happens. Unexpected home repairs, slow months in business, an impulsive shopping trip — whatever it was that may have derailed you, know you’re not alone.
But here’s the thing with resolutions: the people who stick to their financial goals aren’t perfect; they’re the ones who know how to create momentum to keep going in their journey. And the best way to do that is by celebrating wins along the way.
Read MoreRegular money meetings with your spouse can be a game-changer. They help prevent financial miscommunication, reduce stress, and (believe it or not) increase emotional intimacy. Yes, money talk can be romantic! It might feel awkward and overly structured at first, but with practice, these conversations will become second nature—and maybe even something you look forward to (no, really!).
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