Posts tagged business cash flow forecasting
Quarterly Estimated Taxes: Stop Getting Caught Off Guard Every Quarter
Quarterly Estimated Taxes: Stop Getting Caught Off Guard Every Quarter

You know quarterly taxes are coming. You may even have the payment dates saved on your calendar. Then the deadline gets close, you check the business account, and suddenly you’re wondering where that money is supposed to come from.

Quarterly tax payments become harder to manage when the money earmarked for them stays mixed in with the cash you use to run your business. Preparing for taxes throughout the year can keep the deadline from catching you short on cash.

Instead of being surprised every quarter, make taxes part of your cash flow all year long.

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Business, Business Growth, Cash Flow, Small Business, Small Business Finance, Strategy, Budget, Money, Profit First, Income, Profit, Money Tools, Tax Planning, TaxesKristen Ricuperofinancial coaching, Pittsburgh Financial Coach, North Carolina Financial Coach, small business finance, small business coach, cash flow, business, business strategy, business cash flow, small business cash flow, start-up business, cash flow problem for small business, how to manage cash flow in a small business, revenue forecasting, cash flow planning, business cash flow forecasting, tax planning, quarterly estimated taxes, quarterly tax payment deadlines
Why Your Business Is Profitable But You Still Feel Broke
Why Your Business Is Profitable But You Still Feel Broke

Your business brought in $300,000 last year. Your P&L shows a profit. On paper, things look good. So why are you still checking your bank balance before paying yourself and bracing yourself for the next tax payment? 

It doesn’t feel like a business bringing in this much revenue should be this tight on cash. Your first instinct might be, I need to make more money. Sometimes, more revenue really would help. Other times, the way money moves through your business deserves a closer look.

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Business, Business Growth, Cash Flow, Small Business, Small Business Finance, Strategy, Budget, Money, Profit First, Income, Profit, Money ToolsKristen Ricuperofinancial coaching, Pittsburgh Financial Coach, North Carolina Financial Coach, small business finance, small business coach, cash flow, business, business strategy, business cash flow, small business cash flow, start-up business, cash flow problem for small business, how to manage cash flow in a small business, revenue forecasting, cash flow planning, business cash flow forecasting
How to Smooth Out Seasonal Cash Flow Dips in Your Business
How to Smooth Out Seasonal Cash Flow Dips in Your Business

If your business has busy seasons and slow seasons, welcome to the club. Revenue is strong for several months, confidence is high, and spending expands. Extra payroll. New equipment. A bigger owner’s draw. Business is booming, right?

Then the calendar flips, and revenue drops exactly when it always has. Suddenly, you’re wondering whether you’ll have enough to cover the necessary expenses.

We’ve worked with plenty of business owners who ran into trouble not because the slow season hit, but because they made decisions assuming the busy season would last forever. 

Seasonal cash flow doesn’t have to feel like riding a financial roller coaster. With a little cash flow planning, you can smooth out those highs and lows, making your business feel a whole lot more stable.

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Business, Business Growth, Cash Flow, Small Business, Small Business Finance, Strategy, Budget, Money, Profit First, Income, Profit, Money ToolsKristen Ricuperofinancial coaching, Pittsburgh Financial Coach, North Carolina Financial Coach, small business finance, small business coach, cash flow, business, business strategy, business cash flow, small business cash flow, start-up business, cash flow problem for small business, how to manage cash flow in a small business, revenue forecasting, cash flow planning, business cash flow forecasting