WHAT CLIENTS ARE SAYING
“I HAVE NEVER BEEN SO IN CONTROL OF MY FINANCES.”
Trisha Shanks, Daintree Kennels
After learning about the Profit First concept, I stumbled across Kristen’s Instagram account using related hashtag searches. I followed and her posts really began to speak to me.
After reaching out and having my complementary one on one consultation, I knew that I wanted to work with Kristen to get my badly-neglected finances in order.
It took me awhile to find the funds to participate though in hindsight, I would have done it immediately because working directly with Kristen would have allowed me to fund the 6 week bootcamp course sooner.
Although I did get my feet wet with Profit First on my own prior to the start of the course, I did so knowing I wouldn’t be alone for long because in time Kristen and my classmates would be there to help me tweak, give advice, share wins and support.
My experience was amazing. I only got completely into the swing of things about halfway through because of some distracting ‘life stuff’, but then I was hooked.
Having the weekly Zoom call, getting excited about the steps and finding my own CAPS/TAPS have empowered me in my earning and my spending. I now look forward to the 10th and 25th of the month as ‘paydays Nd allocation days’, when bills get paid and earnings are deposited and doled out to my various saving accounts. I have never been so in control of my finances. I love watching my debt balances decrease and my savings balances increase. I have never had savings before; I am a natural spender and I really loved my credit cards.
Thanks to these concepts, I have paid off one $6000 credit card, paid down a second halfway, begun a vault account, two emergency accounts, tackled back taxes, been able to pay myself and my partner a fair salary consistently, have a nest egg growing to cover future taxes, have started the onerous task of catching up my accounting, and the most important outcome: I have hope and positivity around money. Before it was dread and insufficiency. This has been replaced by knowledge, and much of that is thanks to Kristen.
If you’re on the fence about the cost or the time investment, you will more than likely earn back both by taking this course if you apply yourself. Do it so that you’re not in the same position (or worse) financially 6 months from now.
Cristin Goss, Goss Boss
Since hiring Kristen, we have been able to save an astronomical amount of money! I nearly matched my corporate salary last year and had nothing to show for it. Kristen put it perfectly, “We were making too much money to be broke” and she was spot on.
I highly, highly recommend investing in her services to ensure you are making good financial decisions for now, of course, but also for your future. As an entrepreneur, I don’t have a company matched 401K, an actual luxury for working 9-5, BUT, making good sound decisions now will certainly help move us closer to financial freedom in retirement. I wish I knew about her sooner!
Chrissy A., Aguiar’s Landscaping
Before working with Kristen, we had a problem with setting and sticking with goals, paying off debt and showing a true profit in our business. We felt hopeless, frustrated and like we were getting nowhere!
Since working with Kristen, we feel amazing! We see a plan, there are goals we have set and she has helped us to organize and track our company "wins", and there are a lot of them since we began working with Kristen!
We’ve paid off over $23,000 in business debt in 5 months and are taking home more money than we ever thought possible from the business. We’ve paid off $5,300 personally as well. Before working with Kristen we were spinning our wheels and kinda sorta doing Profit First. Now that we’re fully implemented, we’re seeing so much progress and growth!
Stephanie from Pittsburgh PA
Before working with Kristen, I had read profit first but hadn’t implemented it fully. I needed systems. Ok full disclosure I started the book but didn’t fully finish it. I was a bit overwhelmed. Unclear. I didn’t know what my target percentages should be and how often to transfer funds.
Since working with Kristen for the past 4 months, I know my systems and percentages. I even know how to do a budget. I paid down debt. I know what I can spend and how much I need for taxes. I feel a lot of relief in this.
Kristen is enthusiastic and genuine and her excitement for helping me get ahead was palpable!
Linda from Fairfax VA
Before working with Kristen I had a lot of debt. Lots and lots of debt. I felt like I was making all these payments and getting nowhere. I wanted to get debt free so my money could go toward paying off my house, adding to retirement accounts and experiences with my daughter.
Since working with Kristen, my stress levels have gone down so much. There’s no more panic when I have to pay a surprise bill. I have a solid plan for paying down debt and it’s much faster than I would have done on my own. My approach to money has changed dramatically and it’s truly been a lifesaver. Before, I had no concept of where my money went every month beyond the basic bills. Now I have a very reasonable budget and I can still plan for fun activities and experiences without giving up the essentials!
LeeAnn B., At Home Beauty Studio
I started working with Kristen in September. In just three months, she was able to completely change the way I looked at my business finances. (Something I always avoided!)
Kristen worked with me every step of the way to create a plan so that I know exactly what I need to achieve to reach my monthly, quarterly and end of year goals.
As a creative, I used to avoid anything to do with finances, I now lean into this new found knowledge and power.
She is now helping to get my husbands business organized! And we’ve started incorporating all of those pieces into a new personal budget to run our household just as smoothly as our business.
If you’ve been wondering if her services could be what you need in your business, I can confidently say YES! Every business needs a Kristen!
John from Pittsburgh PA
Kristen helped me put my budget together. She was non-judgemental and really helped me to put my finances and budget into perspective. Since then, I’ve paid off/cash flowed over $43,000 in debt and house repairs. I’m also set up to be completely debt free - including my house - in 6 to 7 years!
Katherine & Carey from Pittsburgh PA
We can’t thank Kristen Ricupero at Financial Fitness Coaching enough - she helped us rethink our finances in a way that we aren’t afraid to talk about money, but also know that we can confidently plan for our future in the right way. We can’t recommend her enough - she’s wonderful!
Samantha S., Revived Living
Working with Kristen was absolutely wonderful. I knew I could figure it out myself, but there were so many things happening in my life I knew I needed accountability to sort out my finances sooner rather than later! I loved her straightforward approach and willingness to dig into the "mess" as my personal and business financials we all sorts of wrapped together.
Kristen was patient throughout the process and helped me find short-term wins as well as setting me up with the tools to succeed long-term. I always had a consistent paycheck so when I launched into business fulltime the fear of inconsistency was causing me to freeze. I didn't want to move money from accounts in case more didn't come in. Kristen helped me build confidence in knowing where to send my money which helped remove the block around generating money. Now I can do what I do best which is serving my clients and having fun in the process!
Since I began working with her 7 months ago I have paid off 3 of 5 credit cards, chipped away at my student debt, paid my personal expenses with ease, and have over $16,000 in my business account. OH - and for the first time, I have a personal emergency fund just in case which always felt like a pipe dream prior to working with her. Highly recommend!
Samantha B., Goosehead Insurance, Bauer Agency
Kristen is amazing! After one 30 minute conversation, she showed me how to pay myself, which as a new business owner is a little daunting and scary. She also showed me where to delegate my revenue so that I have enough set aside for taxes, overhead is covered, and I keep some profit in my business. She makes talking about money comfortable, which I don’t think is an easy task.
Jessica from Pittsburgh PA
I’ve been working with Kristen to get my finances in order and she’s amazing to work with. Kristen has gone above and beyond my expectations and I would definitely recommend her and her services to anyone! Kristen is very knowledgeable and never critical to help you along your financial journey, no matter where you are in your journey, I would recommend her.
Kristen has helped me to not only get my finances in order but it’s also had a snowball effect in other areas of my life to get more organized. It’s unbelievable how working together has given me a positive outlook on my financial future and what a great feeling it is to not have to worry about living paycheck to paycheck! Contacting Kristen and working with her has been a very rewarding experience and one of the best decisions I have made…I know I couldn’t have done it without her!
Michelle from Pittsburgh PA
Before we met with Kristen for the first time, we were making a decent amount of money but living paycheck to paycheck and had a significant amount of debt. It was stressful and depressing. We hardly ever talked about money and when we did, there was a lot of tension.
Working with Kristen has been life changing for us. Money is no longer a stress for us. Yes, we have a lot of debt but Kristen helped us put a plan together. We are still able to do all the fun things we want as we work towards our goal. In the past we would wonder where all of our money was going; now we know where every penny is going. I love that Kristen also helped us get all those "adulting/parenting" things in order that would always fall to the back burner (ex - life insurance, will). We feel much more stable and secure. Our contracted year is coming to an end and we aren't quite ready to cut the cord.
The service has been very affordable and fit well with our situation. We are very pleased we reached out!